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These are the third parties we engage to deliver the platform. We publish this list to satisfy Tanzania PDPA s.34, GDPR Art. 28(2)(4), and the sub-processor objection clause in our Data Processing Agreement.
Primary database, authentication, file storage, realtime
AI model inference (Claude family) for conversational + analysis tasks
AI model inference for conversation + voice (Realtime API, Whisper)
Cost-tier AI model inference. Today: generated feedback on learning-quiz answers only.
General AI model inference for borrower conversation, document understanding and application-preparation tasks. Not engaged yet.
General AI model inference for borrower conversation, document understanding and application-preparation tasks. Not engaged yet.
Text-to-speech (Eleven v3) and speech-to-text (Scribe v2) for Swahili + English
SMS, WhatsApp Business, voice telephony for staged-call walkthrough
Tanzania-local SMS, USSD, voice routing (lower latency + cost)
Edge CDN, WAF, DDoS protection, bot management
Mobile subscription billing, entitlements (Free/Standard/Premium)
Frontend hosting, serverless functions, edge runtime
Entries marked announced, not yet engaged are published before we start using them, so the objection window can run first. They receive no personal data while they carry that mark.
When we add or change a sub-processor, active customers under our DPA receive a 30-day objection window. To subscribe to change notifications email privacy@litfin-credit.com.