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Embed LitFin into your mobile money platform. We guide every subscriber through any credit application, in any business and any domain, appraise the credit on your model, and run your quality gates. Lending becomes a revenue stream because every applicant arrives ready.
Lending is a data product. You own the data. LitFin turns it into a credit book you book and earn on.
A short USSD session that works on the oldest feature phone in every village.
LitFin runs on your existing USSD gateway. No new SIMs. No new handsets. Your ARPU goes up.
Airtime history, wallet activity, and device stability feed the score. Thin-file becomes full-file.
LitFin answers in Swahili or English. The menu is three options deep. No account creation, no OTP fatigue.
We read six months of wallet and airtime signals. Your risk policy runs at the edge. The answer returns before the next ring.
Disbursement hits M-Pesa, Tigo Pesa, Airtel Money, or HaloPesa directly. Repayment auto-debits on due date. Your treasury sees every cent.
“We had the data. We had the wallet. We did not have a credit product. LitFin closed the loop in eight weeks.”
Illustrative quote. Representative of pilot feedback; not a disclosed customer statement.
One conversation. We connect to your USSD gateway and mobile money rails. You are booking loans inside a month.