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We guide every employee through any credit application, side hustle, mortgage, personal, business, in any domain, appraise the credit, and run your employer-payroll gates. Built so every employee can access credit without bringing a problem to HR.
Within the 30% salary deduction cap. Two years tenure. Clean payroll history. Auto-approved, drawn against the company facility.
Employee benefit, zero balance-sheet impact, and an HR team that stops being the ATM.
LitFin auto-approves against your salary deduction cap and tenure policy. HR only sees the cases that need a human.
Staff apply on their phone, approval writes through to payroll, funds land in the wallet by end of day.
Partner bank or your own treasury funds the book. LitFin runs the origination. Your cash flow stays where it belongs.
Salary cap, tenure minimums, deduction limits, leave-type exclusions. LitFin reads the HR manual and turns it into rules.
They see their eligibility before they ask. Swahili or English. No HR ticket. No awkward conversation.
Cases inside policy auto-approve. Edge cases land with HR, pre-triaged. Payroll writes the deduction back.
“HR used to spend a day a week on salary advance requests. Now they spend minutes on the edge cases and the rest runs on its own.”
Illustrative quote. Representative of pilot feedback; not a disclosed customer statement.
One conversation. We read your policy, wire your payroll, and show the queue running on your own headcount.